With this salary... how much home loan can you get? (2026 Update)
Last updated: 8 Jan 2026
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With This Salary… How Much Home Loan Can You Get? Latest Update: 2026
Many people think, "My salary isn't high, so I probably can't get a home loan." But in reality, with the right planning, you might be able to borrow more than you think. ✨
This table serves as a preliminary calculation guide: Monthly Income → Suitable Monthly Payment → Approximate Loan Limit (Based on a 30-year repayment term, average interest rate of 5%, and a debt burden not exceeding 40%)
⚠️ Note: These figures are for initial planning purposes only. Actual results depend on your credit score, existing debt, and specific bank conditions.
- Want to borrow more with the same income?
- Not sure where to start?
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Thai citizens working abroad can easily secure a home loan in Thailand without having to return home.
Simply submit your income documents from overseas to apply immediately through specialized mortgage programs like Sun Gateway (Government Housing Bank - GHB) and UOB.
Enjoy fast approval within 1–2 weeks! You can even select and finalize the transfer of ownership of the house entirely from abroad.
QDHouse is ready to manage and guide you through every step of the process.
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